# S3T 
> Learn the set of skills you need to thrive in the 21st century
Public Ghost content for AI and LLM tooling. Use `/llms-full.txt` for consolidated page and post context.
Append `.md` to any post or page URL to get the content in Markdown (for example, `/example-post.md`).

## Pages
- [4 Phases of Risk & Reward for Emerging Tech](https://www.s3t.org/4-phases-of-risk-reward-for-emerging-tech.md) - To be effective - and effectively leverage technology - change leaders need to understand (and leverage) how "New & Unfamiliar" tech becomes "Accepted & Familiar" tech over time. This is a foundational aspect of the emerging tech literacy that change leaders need in order to be effective. New techn…
- [About this site](https://www.s3t.org/about.md) - Unlike posts, pages in Ghost don't appear the main feed. They're separate, individual pages which only show up when you link to them. Great for content which is important, but separate from your usual posts. An about page is a great example of one you might want to set up early on so people can fin…
- [Contact](https://www.s3t.org/contact.md) - If you are a S3T subscriber and would like to start a conversation, please reach out via the S3T Discord [https://discord.gg/DmFwTtss] or Twitter [https://twitter.com/RalphPerrine]. Some great reasons to reach out: * You are working on a project that you'd like to see featured or discussed in a fut…
- [Contribute](https://www.s3t.org/contribute.md) - If you'd like to contribute to S3T or have an idea for a feature, please reach out via the S3T Discord [https://discord.gg/DmFwTtss] or Twitter [https://twitter.com/RalphPerrine]. We'd love to hear from you! If you'd like to contribute to Ghost here is some additional info: Ghost is a non-profit or…
- [Crypto Investment Cultures](https://www.s3t.org/crypto-investment-cultures.md) - The unprecedented clash of different investing cultures By 2020 two basic kinds of crypto investors were evident: Mavericks and Mainstreamers: * Mavericks - the original diehard Bitcoin (and altcoin) HODLrs. These individuals believe that central banks and fiat currencies are fatally flawed and tha…
- [Crypto Regulation Perspective](https://www.s3t.org/crypto-regulation-perspective.md) - Pain of the Current vs Next systems A review of the conversation on crypto regulations seems to ignore the very real pain of the dysfunctional current system, while giving disproportionate weight to sometimes real sometimes hypothetical pains of the emerging system. One gets the impression that the…
- [Implementation Paths and the Evolution of Governance](https://www.s3t.org/evolution_of_governance.md) - As change leaders, we naturally seek the fastest path rapidly solve the complex and urgent problems of our time. Learning how to solve a complex problem requires attempts at implementing solutions, learning from the implementation attempts, and iterating or pivoting until the desired outcomes are b…
- ["Featured On" Program](https://www.s3t.org/featured.md) - Select business and organizations are featured on S3T in recognition of the merits of their products or mission. These featured businesses and organizations are allowed to display the "Featured On S3T" badges in their own social media, web sites or physical locations. Instructions for displaying yo…
- [Housing Prices and Monetary Policy](https://www.s3t.org/ferguson-pattern.md)
- [Get S3T](https://www.s3t.org/get-s3t.md) - S3T (yes, its pronounced "set") offers a unique critical take on emerging tech and economics, tailored to change leaders who have a bias for positive action. S3T is written to mobilize, connect, energize, educate, encourage the change leaders of this world. Click the Subscribe button to sign up now…
- [Learning Path for Healthcare Change Leaders](https://www.s3t.org/learning-path-for-healthcare-leaders.md) - A very different kind of healthcare system - simpler, more affordable, more cost-effective, and more functional - is very possible. But it requires a willingness to swap out some long-standing assumptions and mental models. The following learning path is designed for leaders who want to get educate…
- [Meet the Author](https://www.s3t.org/meet-the-author.md) - Hi - thank you for checking out S3T! S3T is part of my own learning journey. I've found that regular publishing deadlines gives me a helpful structure for learning then crystallizing and sharing what I'm learning. This starts to create a loop when others join in the conversation and share what they…
- [Moral Hazard and Healthcare](https://www.s3t.org/moral-hazard.md) - The 18th-century moral hazard logic of traditional insurance no longer serves the best interests of the healthcare industry and the communities and individuals who depend on health insurance for access to care. Beyond Moral Hazard Healthcare is very tangled up in the moral hazard logic which assume…
- [Privacy](https://www.s3t.org/privacy.md) - S3T uses the email you provide in order to deliver your subscription. Your email address is not shared with any other party or used for marketing purposes by S3T. Wondering how Ghost fares when it comes to privacy and GDPR rules? Good news: Ghost does not use any tracking cookies of any kind. Read…
- [⌛How to protect your time and focus in an uncertain economy](https://www.s3t.org/protect-your-time.md) - In the next 6 months your company and customers will face tough decisions. You want to be on the right side of those decisions when they happen. To ensure that, you will want to protect your time and your focus - while staying ahead of the curve - so you can be proactive and relevant. But how best…
- [S3T.ORG - The Halloween Edition, Big Tech & Crypto, Future of Fiber, DAO Best Practices, Is Decentralization Real?...](https://www.s3t.org/s3toct31_page_linkedin.md)
- [S3T Topics](https://www.s3t.org/topics.md)
- [Welcome to the Free Tier of S3T!](https://www.s3t.org/welcome-free.md) - Thank you for joining S3T! You now have free access to the weekly newsletter delivered to your inbox Friday morning! You are joining an exclusive group of committed change leaders who are learning and working together to make good things happen for the world. How to get the most from S3T: 1. Use wh…
- [Welcome to the S3T Full Access Membership!](https://www.s3t.org/welcome-fullaccess.md) - You didn’t just buy a subscription—you’ve chosen to level up. Welcome to your new identity as a change leader. You have just made a very important investment in your future success, and the success of the teams and communities you'll influence! Let's get started right now making the most of your in…
- [Why you need S3T Full Access](https://www.s3t.org/why.md) - You need tools and resources that give you an edge: Paying Members receive the full edition of the S3T Weekly Newsletter + Full Access to the S3T tools, insights, and accelerators. * 📈 Position yourself and your organization for impact and growth * 🔮 Get advance heads up on key issues, shifts and…

## Posts
- [Aug 14 - What to aim for](https://www.s3t.org/aug-14-what-to-aim-for.md) - Should you invest in learning about Change Leadership? S3T PodCast Aug 14 20260:00/668.78693877551021× I'm fascinated by the question of "What does trustworthy leadership look like here in the accelerating 21st century, what is that counterintuitive set of skills, expertise, and tools that make lea…
- [Aug 7 - AGI & Trustworthy Leadership](https://www.s3t.org/aug-7-agi-trustworthy-leadership.md) - S3T PodCast Aug 7 20260:00/642.03755102040821× I'm fascinated by the question of "What does trustworthy leadership look like right now?" Here in the accelerating 21st century, what is that counterintuitive set of skills, expertise, playbooks and tools that make leaders effective? What I notice is t…
- [🌏 Midyear Geopolitical scan: The shifting definition of power](https://www.s3t.org/midyear-geopolitical-scan-the-shifting-definition-of-power.md) - The most consequential geopolitical shifts rarely begin with dramatic announcements S3T PodCast Aug 10:00/937.76979591836731× For those of you who may not know, the S3T Strategic Awareness Engine (SAE) is a platform that monitors early signals and indicators from hundreds of sources and then organi…
- [July 24 - Everyone wants to build the future. Who wants to maintain it?](https://www.s3t.org/july-24-everyone-wants-to-build-the-future-who-wants-to-maintain-it.md) - The central strategic risk of the next decade - and the opportunity window for acquiring the talent to mitigate that risk. S3T PodCast July 24 20260:00/937.76979591836731× For years, we have celebrated the builders of the next breakthrough. AI models, cloud platforms, agents, all that. But undernea…
- [July 17 - Beyond Frontier AI: The Scientific Breakthroughs That Could Change the Strategic Landscape](https://www.s3t.org/july-17-beyond-frontier-ai-the-scientific-breakthroughs-that-could-change-the-strategic-landscape.md) - Frontier Science may be getting more interesting than Frontier AI. Be the first to understand the strategic landscape. Sign up today at S3T.org. S3T PodCast July 17 20260:00/563.27836734693881× The business world has been mesmerized by frontier AI...meanwhile... Less conspicuous teams working at th…
- [Gift wrap vs insight - the changing nature of strategic awareness](https://www.s3t.org/gift-wrap-vs-insight-the-changing-nature-of-strategic-awareness.md) - If you read the top shelf news outlets - especially in finance and tech - you can't help notice a certain repetition... S3T PodCast July 10 20260:00/686.62857142857141× Similar stories repeated week after week Something is changing in the way we consume information. News companies have put themselv…
- [July 4, 2026 - The uncertainty was always part of the deal...](https://www.s3t.org/july-4-2026-the-uncertainty-was-always-part-of-the-deal.md) - S3T PodCast July 4 20260:00/1120.5746938775511× Happy July 4th - today we are celebrating the nation's 250th birthday and a milestone of this magnitude deserves a pause for reflection, and as we always share in the S3T newsletter - a forward outlook on the work required to enable a better future. J…
- [The adaptability principle - how to leverage it to drive change](https://www.s3t.org/the-adaptability-principle-how-to-leverage-it-to-drive-change.md) - S3T Podcast June 26 20260:00/908.04244897959191× A couple of weeks back, we started talking about why it's time to define and hire those new AI job roles that are starting to emerge. We've also talked about the need to rethink business processes rather than simply bolt AI onto a specific step (and…
- [Juneteenth, Change & the Responsibility of Leadership](https://www.s3t.org/juneteenth-change-the-responsibility-of-leadership.md) - Juneteenth reminds us to stay committed to our baseline ethical duties of leadership S3T PodCast June 19 20260:00/708.91102040816331× Many across the United States will pause to observe Juneteenth, the day of remembrance that began in Texas so many years ago. It is worth reflecting on this day of p…
- [Baked Alaska, UBI, Tax code changes, why its time to define & hire those new AI job roles.](https://www.s3t.org/baked-alaska-ubi-tax-code-changes-why-its-time-to-define-hire-those-new-ai-job-roles.md) - Alaska is already warming at the 2-3x the global average with permafrost thaw damaging critical infrastructure. Ironically its oil-dividend model may be used to rationalize a continued mad rush to overbuild AI energy grids and data centers - and make Alaska's warming even worse. This week's S3T exe…
- [The coming sticker shock: The cost to use and adopt AI is going up](https://www.s3t.org/june5_2026.md) - As noted in the latest S3T Strategic Awareness Dashboard, capital is still funding AI infrastructure, but scarce resources continue to impose operating constraints. Now two new forms of market friction threaten to slow AI adoption and value realization: stricter usage based pricing and emerging inv…
- [How many AI use cases will Quantum steal?](https://www.s3t.org/how-many-ai-use-cases-will-quantum-steal.md) - The Quantum race is heating up - thanks to government investment S3T PodCast May 29 20260:00/1272.13714285714291× IBM made headlines this week on news it will invest $10B in Quantum to deliver large-scale fault-tolerant quantum compute by 2029. But IBM is not the only player in Quantum: a number of…
- [AI is changing the work life balance equation](https://www.s3t.org/untitled-5.md) - Work-life balance was always complicated for some of us. Today it is for just about everyone. S3T PodCast May 22 20260:00/1267.69632653061221× The changing equation of work-life balance Work-life balance was always complicated for some of us. Today it's getting more complicated for just about every…
- [May 15 - Smart money is quietly changing its strategy](https://www.s3t.org/may-15-smart-money-is-quietly-changing-its-strategy.md) - 3 Key Signals This Week This week we look at several key signals that showed up in data, tech and financial developments. We then extract insights about what these signals mean for us and our strategies and how we can focus our actions and skill building for best advantages in the months ahead. S3T…
- [Waves of advice for self-care](https://www.s3t.org/waves-of-advice-for-self-care.md) - When we look outward at the rapid changes and rising risk levels of the world, we are also - even if we don't realize it - always looking inward S3T PodCast May 8, 20260:00/729.7306122448981× I'm no shrink. But as I've listened to how leaders from different contexts have learned to take care of the…
- [Get ready for the age of AI: go into the woods...](https://www.s3t.org/get-ready-for-the-age-of-ai-go-into-the-woods.md) - They say we are moving towards a new era where systems thinking will be a very critical skill. Agree, but the key question: where do you learn the very best systems thinking? S3T PodCast May 2 20260:00/908.04244897959191× What is Systems Thinking and Why Now? Thanks to cloud technologies and softwa…
- [Is the world just one black swan event after the other?](https://www.s3t.org/is-the-world-just-one-black-swan-event-after-the-other.md) - The tech and economic drivers of anxiety S3T PodCast April 24, 20260:00/1408.86204081632651× Guess what was the fastest growing company last year? Grow Therapy - a platform that helps people find a therapist - was ranked #1 on the Financial Times 2026 "Fastest Growing Companies" with a 455% compoun…
- [The Biggest Threat to Your Job Isn’t AI—It’s Misalignment & Chaos](https://www.s3t.org/the-biggest-threat-to-your-job-isnt-ai-its-misalignment-chaos.md) - Right now, the top question is not “what’s happening?”—it’s “What do I focus on right now to stay relevant?” S3T PodCast April 17, 20260:00/587.04979591836731× Most leaders and engineers can't help but focus on how fast AI is moving. That’s the visible story. The more important one is harder to see…
- [A new day: proactive understanding for the shift in value creation](https://www.s3t.org/a-new-day-proactive-understanding-for-the-shift-in-value-creation.md) - Key signals amid the fog outline the new operating reality S3T PodCast April 10, 20260:00/1015.041× The BLS Inflation report due Friday is widely expected to show another increase. Whatever the number, it won't change the fact that inflation has stayed well above the Federal Reserve's 2% target for…
- [April Fools jokes or Purpose driven innovation - what are we building?](https://www.s3t.org/april-fools-jokes-or-purpose-driven-innovation-what-are-we-building.md) - Tech for techs sake - or for some purpose? S3T PodCast April 3, 20260:00/853.57714285714281× This week on April 1st the Museum of Life and Science posted an April Fool's joke A "news item" claiming that the children's train ride had been "upgraded" with a high speed train that could race around the…
- [K shaped economy? Its ok, we know what to do...](https://www.s3t.org/k-shaped-economy-its-ok-we-know-what-to-do.md) - We've been here before, yes, many times... S3T PodCast March 27, 20260:00/686.62857142857141× Fossil fuels: economic liability not just a climate liability This Austrian defense analysis group is proposing that the UAE build a canal to bypass the Strait of Hormuz and build new pipelines and scale u…
- [Strategic Skill Building Part 2](https://www.s3t.org/strategic-skill-building-part-2.md) - It's not enough to translate signals into decisions. You have to translate signals into skills that let you thrive. S3T PodCast March 20 20260:00/701.49224489795921× Last week we looked at the 5 Layers of Strategic Awareness, a unique world model that helps us recognize signals telling us what kind…
- [Strategic Skill Building - Part 1](https://www.s3t.org/strategic-skill-building-part-1.md) - The best decisions are not made by individual decision-makers. They're made by teams who have the right skills and are watching the right signals. Welcome to a special 2 part edition of S3T focusing on Strategic Skill Building: * Part 1: How to stop missing important signals * Part 2: How to transl…
- [Raise your team's cost IQ: RAM, AI supply chain inflation, new tradeoffs for local vs cloud](https://www.s3t.org/raise-your-teams-cost-iq-ram-ai-supply-chain-inflation-new-tradeoffs-for-local-vs-cloud.md) - What do you do when a new innovation increases costs?? S3T PodCast March 6, 20260:00/916.97632653061231× Dire Straits At time of writing/recording, the Iran conflict is about to enter its 7th day, as capitals and economic hubs worldwide are watching for indications of how long this conflict will la…
- [Oscillating Mkts: Blue Owl, Citrini AI 2028, $2B a week...](https://www.s3t.org/oscillating-mkts-blue-owl-citrini-ai-2028-2b-a-week-2.md)
- [What leaders & investors need to know about the changing economics of AI compute](https://www.s3t.org/what-leaders-investors-need-to-know-about-the-changing-economics-of-ai-compute.md)
- [🎲 Feb 13: Crypto's growing pains](https://www.s3t.org/feb-13-2026.md) - S3T PodCast Feb 13 20260:00/885.761× 🎧 Listen here or on Spotify 🎲 Why Does Crypto Suddenly Feel Unlucky? It was all going so well.... If you are a developer, you may be wondering whether it is still worth investing time learning blockchain and crypto technologies — or whether the market is quiet…
- [Bipartisan recession watch, growth without jobs, and new worries for AI titans](https://www.s3t.org/bipartisan-recession-watch-growth-without-jobs-and-new-worries-for-ai-titans.md) - S3T PodCast Feb 6 20260:00/836.72816326530611× 🎧 Listen here or on Spotify For a while now we have worried that Big Techs version of AI would have a large impact on jobs and the economy. Here in Q1 new economic data offers a glimpse of how that impact is starting to play out. At the same we’re see…
- [With AI, solution delivery goes vertical](https://www.s3t.org/with-ai-solution-delivery-goes-vertical.md)
- [🎮 2026 will demand teams to get to the next level - here's how...](https://www.s3t.org/2026-will-demand-teams-to-get-to-the-next-level-heres-how.md)
- [In 2026, its not enough to get out of your comfort zone...](https://www.s3t.org/comfortzones.md)
- [2026 Outlooks are overlooking 7 fiduciary blind spots](https://www.s3t.org/2026-outlooks-are-overlooking-7-fiduciary-blind-spots.md) - S3T PodCast Jan 9, 20260:00/538.01795918367351× 🎧Listen here or on Spotify Happy Friday and Happy New Year S3T Readers! Hope you had some well deserved rest and reflection over the Holidays, and are re-energized to drive positive beneficial innovation in 2026! The 2026 Predictions and Outlooks are…
- [2025 in review: broken assumptions, radical departures that set the stage for 2026](https://www.s3t.org/2025-in-review-broken-assumptions-radical-departures-that-set-the-stage-for-2026.md) - Do we want a world run by Artificial Intelligence or Accountable Intelligence? S3T PodCast Dec 19, 20250:00/1226.08326530612251× 🎧 Listen here or on Spotify 🎄Happy Friday and Happy Holidays! Welcome to the last edition of 2025! We will resume in January with a special edition outlook for 2026 and…
- [Dec 12 - Bottlenecks vs Precision Mindset - What we can learn from Pit Crews](https://www.s3t.org/dec12-2025.md) - In today's environment, speed without precision is reckless. But precision without speed is irrelevant. S3T PodCast Dec 12, 20250:00/1043.27836734693871× 🎧 Listen here or on Spotify 🧭 In this Issue * 🏎️ Governance bottlenecks are rising as AI-driven complexity increases, making security, complia…
- [Multi-op env, US China energy differential, Gemini 3, AI crawling, Making time](https://www.s3t.org/dec5.md)
- [Multi-op env, US China energy differential, Gemini 3, AI crawling, Making time](https://www.s3t.org/multi-op-env-us-china-energy-differential-gemini-3-ai-crawling-making-time.md) - You're always engineering your way toward something; are you sure it's what you want? 🎉Black Friday Week Only: 50% Off for 12 Months + Continuously updated briefings on emerging tech + macro signals + Leadership learnables and playbooks + Think clearly and lead confidently in 2026 Click here to ge…
- [🦃Thanksgiving Edition 2025](https://www.s3t.org/thanksgiving-edition-2025.md) - Let's get together, take the day, and make it our own. S3T PodCast Thanksgiving 20250:00/670.27591836734691× 🎧 Listen here or on Spotify 🦃In this Issue To share my thanks to you, I wanted to create a special edition that takes a break from the heavier technology and economic topics and leaves roo…
- [Economic Experience, Tariff revenues, AI Benchmarks, Abundance mindset...](https://www.s3t.org/economic-experience-tariff-revenues-ai-benchmarks-abundance-mindset.md) - A scarcity mindset always loses, and makes others lose too. S3T PodCast Nov 21, 20250:00/1371.71591836734681× 🎧 Listen here or on Spotify. TLDR * 📊 Economic Experience Dashboard launched: Traditional inflation metrics miss real household strain; new multi-source indicators show over half of Ameri…
- [👾AGI on a leash, Rogue AI forks, single vs integrated POV,  Skimmers](https://www.s3t.org/agi-on-a-leash-rogue-ai-forks-single-vs-integrated-pov-skimmers.md) - Is AGI the biggest threat? Or is it humans empowered with AGI?? S3T PodCast Nov 14 20250:00/1325.6359183673471× 🎧 Listen here or on Spotify 👾In this Issue * 📊 Progress Toward AGI Is Measurable but Limited — CAIS’s benchmark-based AGI framework (e.g., GPT-4 at ~27%, GPT-5 at ~57%) shows we remain…
- [Navigating the noise - change leadership in the age of engineered beliefs](https://www.s3t.org/nov-7-2025.md) - Political strategists don't care what you think - they want to know what you can be led to believe. S3T PodCast Nov 7 20250:00/796.60408163265311× 🎧 Listen here or on Spotify This issue in 20 seconds 🧭 1. 🎤 Bridging Disciplines for Progress — In speaking engagements Ralph notes that every audien…
- [🎃Oct 31: “AI’s Shockwave: White-Collar Layoffs, Pharma Supercomputers, Is Progress Affordable? 💥”](https://www.s3t.org/oct-31-ais-shockwave-white-collar-layoffs-pharma-supercomputers-is-progress-affordable.md) - Change Leaders don’t downplay risk — they dissect it. S3T PodCast Template April 2025 103025 1031 PM0:00/1291.46775510204091× 🎧 Listen here or on Spotify In this Issue 🔹 AI Reshapes White-Collar Work * Major firms (Amazon, UPS, Target, Coors, automakers) are cutting staff as executives bet AI can…
- [⚖️ Pivot, Persist, or Let Go: The New Discipline of Adaptive Leadership](https://www.s3t.org/adaptiveleadership.md) - As a change leader you may put yourself at risk: "...if I push for this necessary change, or this beneficial innovation, I'm probably not going to be very popular." S3T PodCast Oct 24, 20250:00/1110.2040816326531× 🎧 Listen here or on Spotify. This Issue in 30 seconds 1. 💎 The Open Palm Mindset: T…
- [🍜Contentment wins in a bubble prone, value starved age...](https://www.s3t.org/contentment-wins-in-a-bubble-prone-value-starved-age.md) - The process of unlocking success happens more efficiently when you work and learn with a mindset of contentment. S3T PodCast October 17 20250:00/864.96653061224491× 🎧 Listen here or on Spotify In this Issue 🌱 1. Counterintuitive Key to Success: Contentment * Success doesn’t come from restlessness…
- [☠️Poison LLMs, AI Bubble end game, ACA small biz impacts, Unicorn raffle](https://www.s3t.org/poison-llms-ai-bubble-end-game-aca-small-biz-impacts-unicorn-raffle.md) - Is AI a bubble or an existential threat? Maybe it's both. S3T PodCast Oct 9, 20250:00/913.99836734693871× 🎧 Listen here or on Spotify This week's hot topics in 30 seconds * 🤖 AI Polarization Intensifies — The 2025 debate over AI now spans from “colossal scam” claims (Bender) to apocalyptic threat…
- [🐌AI forces orgs to improvise, harmonize expertise, rethink agile. Gov shutdown. Macro view. Snails!](https://www.s3t.org/ai-forces-orgs-to-improvise-harmonize-expertise-rethink-agile-gov-shutdown-macro-view-snails.md) - Those talking the loudest about "taking responsibility" might be trying to avoid some responsibilities of their own... S3T PodCast Oct 3 20250:00/1148.78693877551021× 🎧 Listen here or on Spotify In this Issue * 🌍 Change leadership is for everyone — No longer the domain of rare inventors, every pe…
- [Healthcare AI's Productivity Drag, Frugality power, Cloud insecurity, Crypto payments remix](https://www.s3t.org/healthcare-ais-productivity-drag-frugality-power-cloud-insecurity-crypto-payments-remix.md) - Do we want to achieve more good? With strategic frugality, we could. S3T PodCast Sept 26 20250:00/1359.83020408163271× 🎧 Listen here or on Spotify Up to speed in 30 seconds: * 💡 Frugality as a Change Leadership Value — True frugality isn’t “cheapness” or poverty, it’s intentional resource use (mo…
- [🍳Prompts for Breakfast, Bye Bye Social Media, Rate Cut & Synthetic Labor](https://www.s3t.org/prompts-for-breakfast-bye-bye-social-media-rate-cut-synthetic-labor.md) - AI and robotics don’t have to just replace jobs. They could reconfigure them in helpful ways. S3T PodCast Sept 19 20250:00/1108.6628571428571× 🎧 Listen here or on Spotify Smarter in 30 seconds: This Issue at a Glance 1. 🍳 Prompting as Competition — The real divide isn’t AI users vs. non-users, bu…
- [From AI Bubbles to Health Dividends: Rethinking Growth Engines](https://www.s3t.org/from-ai-bubbles-to-health-dividends-rethinking-growth-engines.md) - Healthy individuals and populations are not just a social good—they are the most reliable growth engines of the 21st-century economy. S3T PodCast 9.12.20250:00/1171.09551020408161× 🎧 Listen here or on Spotify. ⏱️ Better prepped for next week in 30 secs: * 🤖 95% of GenAI projects fail ROI — MIT fi…
- [How much to spend, Universal High Income, CEO turnover, de minimus, Quantum...](https://www.s3t.org/how-much-to-spend-universal-high-income-ceo-turnover-de-minimus-quantum.md)
- [🎯8.29.2025 - Distraction vs Direction: Set Your Path to End-of-Year Wins](https://www.s3t.org/8-29-2025-distraction-vs-direction-set-your-path-to-end-of-year-wins.md) - Today's media distracts us with dramas beyond our control, instead of showing us actionable insights for achieving our goals S3T PodCast Aug 29 20250:00/783.2293877551021× 🎧 Listen here or on Spotify. Happy Friday and welcome to the S3T Labor Day edition! * ⏳ Time is tight – We’re past the halfway…
- [8.22.2025 - Edubot Naija, Conscious AI, Loopholes, the next OS, Inflation 2.0](https://www.s3t.org/8-22-2025-edubot-naija-conscious-ai-loopholes-the-next-os-inflation-2-0.md) - Financially empowered customers are better for long term ROI than customers who have had their financial futures stolen through predatory policies. S3T PodCast Aug 22, 20250:00/1147.32408163265311× 🎧 Listen here or on Spotify Top lessons & insights of the week in 30 seconds * 🌍 Change Leadership…
- [🦄 8.15.2025 - IDEs vs C-suites, AI Agents stress orgs, Intelligent Wallets, Unicorns, Web3 UX](https://www.s3t.org/8-15-2025-ides-vs-c-suites-ai-agents-stress-orgs-intelligent-wallets.md) - Problem owners + solution owners + AI = the new authority. Everything else is just churn. S3T PodCast Aug 15 20250:00/1110.1518367346941× Listen here or on Spotify Top insights for the coming week in 30 seconds * 🚀 AI Agent Boom – Organizations are rapidly building generative AI agents thanks to l…
- [🏁8.8.25 "Clock Speed, Drag, & Disruption: Token risks,  too many Data Centers?](https://www.s3t.org/aug-8-cloc.md) - Speed can be learned. S3T PodCast Aug 8 20250:00/1113.12979591836731× 🎧 Listen here or on Spotify ⏱️ 30 seconds to set you up for wins this week: ⚡️ Shorten Cycles, Boost your Clock Speed * The "clock speed" originally from computing, refers to how fast individuals, teams, and organizations move f…
- [🥣 8.1.2025 AI diagnoses, tech outsourcing, gravy, healthcare innovation cycles](https://www.s3t.org/8-1-2025-ai-diagnoses-tech-outsourcing-gravy-healthcare-innovation-cycles.md) - What holds us back more often than anything else is lack of curiosity. S3T PodCast Aug 1, 20250:00/986.82775510204081× 🎧 Listen here or on Spotify ⏱️ 30 seconds to set you up for a better week: Welcome to S3T! It's time to take a few minutes to set yourself up for success. Give yourself ways to wi…
- [🧠Rethink Leadership for Real-World Wins](https://www.s3t.org/rethink-leadership-for-real-world-wins.md)
- [7.18.2025 - Why Smart Firms Still Miss, How Yours Won’t](https://www.s3t.org/7-18-2025-why-smart-firms-still-miss-how-yours-wont.md)
- [7.11.2025 - How Clarity Wins: Navigate Uncertainty, Surface Truth, and Lead with Confidence](https://www.s3t.org/7-11-2025-how-clarity-wins-navigate-uncertainty-surface-truth-and-lead-with-confidence.md)
- [🇺🇸7.4.2025 - Special July 4 Edition](https://www.s3t.org/7-4-2025-special-july-4-edition.md)
- [🚩6.27.2025 - Tech adoption red flags, TradFi gets crypto, AI stalls learning...](https://www.s3t.org/6-27-2025-tech-adoption-red-flags-tradfi-gets-crypto-ai-stalls-learning.md)
- [Test post](https://www.s3t.org/test-post.md) - test header test text
- [6.20.2025 Ambient & Deceptive AI, Career Launches, Crypto efficiencies...](https://www.s3t.org/6-20-2025-ambient-deceptive-ai-career-launches-crypto-efficiencies.md)
- [💥6.13.2025 Smarter Strategies: Global Talent, Learning, AI Security, DAO Law](https://www.s3t.org/6-13-2025-smarter-strategies-global-talent-learning-ai-security-dao-law.md)
- [💼 6.6.2025 - Job Addiction, Circle IPO, Economic guesses, Stablecoin efficiencies...](https://www.s3t.org/66-job-addiction-circle-ipo-economic-guesses-stablecoin-efficiencies.md) - You are not your job. Your salary and title is not your worth. You are bigger than those things. Do you believe that? S3T PodCast June 6 20250:00/908.04244897959191× 🎧 Listen here or on Spotify 💼This issue in 30secs: * 🌊 A wake-up call on the waves: A quiet moment while surfing revealed how smal…
- [🧠 5.30.2025 - Being the advantage](https://www.s3t.org/5-30-2025-being-the-advantage.md)
- [☁️5.23.2025 - Navigating dual uncertainties](https://www.s3t.org/may-23-2025.md) - The entire world is in a fog. It's not just you. S3T PodCast May 23, 20250:00/1347.94448979591831× 🎧 Click the player to listen here, or listen on Spotify ☁️This issue in 30 secs 🌀 Navigating dual uncertainty: Many professionals today are facing disruption both at work (e.g., layoffs, reorgs, AI…
- [5.16.2025 - AI vs. your career - common themes in what the experts are saying](https://www.s3t.org/5-16-2025-ai-vs-your-career-common-themes-in-what-the-experts-are-saying.md)
- [🗑️ 5.9.2025 - Work that doesn't work Part 2](https://www.s3t.org/may-9.md) - Why your team is doing more but getting less done - and how to break out of that S3T PodCast May 9, 20250:00/1333.4987755102041× In this Issue 🔄 Leadership Perspective: Busy ≠ Productive Despite being overloaded with initiatives, many organizations underperform because effort is spent on low-value…
- [🗻5.2.2025 - Total addressable impact, System prompts, AI security](https://www.s3t.org/5-2-2025-total-addressable-impact-system-prompts-ai-security.md)
- [4.25.2025 - What are we building?](https://www.s3t.org/4-25-2025-what-are-we-building.md) - Empires exploit, impoverish and collapse. Ecosystems enrich, nurture and renew. What are we building? S3T PodCast April 25, 2025 - What are we building?0:00/1413.32897959183671× 🎧 Click the player above to listen here, or listen on Spotify. In this Issue 🌍 Greed vs. Stewardship: We face a critica…
- [4.18.2025 - Balance your viewpoint amid tech & economic disruption](https://www.s3t.org/balance-viewpoint.md) - We automatically assume our current viewpoint = solid reality. It does not. S3T PodCast April 18 20250:00/1786.33142857142871× 🎧 Listen here, or on Spotify In this Issue * ⚖️ Balance Your Thinking in Uncertain Times: Avoid extreme optimism or pessimism by clarifying your dilemma, acknowledging bot…
- [4.11.2025 - Avoid the Horse Shoe Trap](https://www.s3t.org/horse_shoe_trap.md) - Your AI innovation effort needs all the good luck it can get. One tweak will raise your odds of success significantly. S3T PodCast April 11 - Avoid the Horseshoe Trap0:00/957.10040816326531× 🧭 Top Insights in this Issue: Avoid the “Horse Shoe Trap” Innovation stalls when the Problem Owner and Solu…
- [4.4.2025 - Why important stuff stalls - the root cause you're overlooking](https://www.s3t.org/4-4-2025-apr-4-2.md) - Its ironic how often truly important stuff stalls - and how often we mistakenly think it's because we don't have time. S3T Podcast April 40:00/815.90857142857151× 🎧 Listen here or on Spotify In this Issue 🚀 When important stuff stalls: 3 Tweaks to Unlock Action 1️⃣ Identity – Be the person who do…
- [3.28.2025 Healthcare AI investing - near/mid/long term](https://www.s3t.org/3-march-28.md) - If you're building a healthcare company or product, you want to be clear about where your revenue will come from. And you want to be VERY clear about where it can't come from. S3T Podcast 3.28.2025 Healthcare AI investing - near/mid/long term0:00/1318.34775510204081× 🎧 Listen here or on Spotify 🧭…
- [Move people out of the middle - How AI will reshape the workforce 2025-2035](https://www.s3t.org/move-people-out-of-the-middle-how-ai-will-reshape-the-workforce-2025-2035.md) - The Great Resignation was nothing. Prepare for the Great Re-allocation. Move people out of the middle - AI reshapes the workforce0:00/1434.12244897959181× 🎧 Listen here or listen on Spotify In this Issue 🔁 From Great Resignation to Great Reallocation The job-hopping era is over—AI is now realloca…
- [March 14 - The #1 driver for turning uncertainty into opportunity](https://www.s3t.org/march-14-2025.md) - How do we take the uncertainties we face and translate them into caring action for your family, your company, your customers and communities...that delivers success and thriving? The answer is closer than you might expect. S3T Podcast March 140:00/1526.54367346938781× 🎧 Listen here, or listen on S…
- [🛡️March 7 - Why AI Security is your next big thing](https://www.s3t.org/march-7-2025-ai-security.md) - What you don't know can hurt you, or cause you to miss important opportunities. Which AI security skills will you focus on this year? S3T March 7 2025 - AI Security 0:00/1526.54367346938781× 🎧 Listen here, or listen on Spotify In this Issue of S3T: 🔐 AI Security is the Next Big Thing: AI is trans…
- [Feb 28: The future you, cross chain connectivity, model simplifications & AI side effects](https://www.s3t.org/feb-28-2025.md) - When you think about the future version of you, are you factoring in how much you'll learn and grow? S3T Podcast Feb 28 20250:00/1703.1053061224491× Click to listen, or listen on Spotify In this Issue 🧠 Embracing a Growth Mindset for the Future: Shift from "Can I?" to "How can I?" by seeing challe…
- [Feb 21 - Creating a Haven in a World of Chaos & Change](https://www.s3t.org/feb-22-2025.md) - There is one thing you and I can learn to do in times like these - something that will ultimately do the most good for the most people. It is this: We can take this opportunity to learn how to be a haven. S3T Podcast Feb 220:00/1734.32163265306121× Click player above to listen, or listen on Spotify…
- [💘Feb 14 - Why love & investing always go together](https://www.s3t.org/feb-14-2025.md) - What's the safest investment in an inflation wracked economy and AI crazed market? You! Invest in yourself—you're more inflation-proof and more bubble-pop-proof than the Magnificent 7. S3T Podcast - Valentines: Love & Investing0:00/2107.3240816326531× You can also listen on Spotify 📌 In this Issue…
- [⚠️ Feb 7 - Unloved problems & high stakes decisions & shifts](https://www.s3t.org/feb-7-2025.md) - One of the great unloved problems in healthcare is how to identify and enable innovations that actually drive costs down instead of up. PodCast Starter 2725 1101 PM0:00/2107.3240816326531× Listen on Spotify In this Issue 🔹 Apply a Growth Mindset to Difficult Decisions – Making tough choices with c…
- [3 Hints from DeepSeek, High Flyer vs Chips & Capital, PE outlook, annual goals, fed layoffs](https://www.s3t.org/jan-31-2025.md)
- [Navigating Emerging Tech Risks: Strategies for Leaders](https://www.s3t.org/navigating-emerging-tech-risks-strategies-for-leaders.md) - AI's workforce revolution, and the secrets of navigating emerging tech risks —discover how rising leaders stay ahead in a rapidly reshaping world. S3T Podcast Jan 24, 20240:00/1557.47265306122451× In this Issue 1️⃣ AGI is Here...Almost: OpenAI claims they now know how to create Artificial General I…
- [Fully automated finance: Seize the moment in financial innovation - Don't wait](https://www.s3t.org/jan-17-2025.md)
- [The new 3Rs - risk, relearn, rethink...are you ready for 2025?](https://www.s3t.org/the-new-3rs.md) - 2025 will test us. The geopolitical landscape is changing, new tech capabilities are emerging faster than ever, and the financial architecture of the world is being completely reinvented. The risks' require us to be ready to relearn and rethink just about everything we know. S3T Podcast Jan 10, 202…
- [Jan 3 - Our Mission...did we actually accept it?](https://www.s3t.org/jan-3-our-mission-did-we-actually-accept-it-2.md) - S3T Jan 3 20240:00/781.74040816326531× 🎧 click the audio player above to listen here, or listen on Spotify. Welcome to the first S3T newsletter of 2025! As we step into the new year, with its evolving economic and tech landscape, we're focusing on what's missing from our mission statements as well…
- [Dec 27 - Christmas Edition - GPT Party talk, Tripling the economy, Conflict resolution, Reflections...](https://www.s3t.org/dec-27-christmas-edition-gpt-party-talk-tripling-the-economy-conflict-resolution-reflections.md) - S3T Dec 27, 20240:00/1824.9665306122451× Click the player above to listen to this edition of S3T! Or listen on Spotify. In this Edition of S3T: * 🎉 Holiday Talk: AI as a Daily Essential At year-end, it’s clear that AI has become a daily tool - no, instrument, for people across industries, integrat…
- [🎄Dec 20 - Recession, Crypto Devs, BTCs Arc, Digital health 2.0, Best jobs](https://www.s3t.org/dec-20-2.md) - S3T Podcast Dec 20 20240:00/2102.85714285714271× Click the player above to listen to this edition of S3T! You can also listen on Spotify. In this Edition of S3T: 1. 📉 Economic Contradictions: Despite the Fed's recent rate cut and a seemingly strong macro-economy, underlying factors like unsustaina…
- [Quantum noise, AI Risks, EU Innovation, Healthcare Reimagined, GenAI Video physics](https://www.s3t.org/dec-13-2.md) - S3T Podcast Dec 13 20240:00/1511.39265306122461× Click the player above to listen to this edition of S3T! You can also listen on Spotify. In this Edition of S3T: 1. 🔓 Healthcare Change Leadership: A new S3T learning path empowers leaders to reimagine healthcare systems as simpler, more affordable,…
- [Dec 6 - "Bitcoin 100k, AI Fails, XRP Healthcare, Privacy Wins, Finish Strong!"](https://www.s3t.org/dec-6-bitcoin-100k-ai-fails-xrp-healthcare-privacy-wins-finish-strong.md) - S3T Podcast Dec 60:00/1495.06612244897951× Click the player above to listen to this edition of S3T! You can also listen on Spotify. In this Edition of S3T: 🔗 Crypto Roundup Highlights * 📈 Bitcoin hits $100K! Yet, the market isn’t lifting all assets; some face sharp declines as investor focus narr…
- [Thanksgiving Edition](https://www.s3t.org/thanksgiving-2024.md) - Happy Friday and hope you all had a wonderful Thanksgiving Day! S3T Podcast Thanksgiving Edition 20240:00/1679.33387755102041× Click the player above to listen to this edition of S3T! You can also listen on Spotify. In this Edition of S3T: * 💰 Reflect & celebrate, and get ready for what's next: Pa…
- [🦃Nov 22 -Bitcoin 99k, Layoffs, Morphing Wheels, Change Leadership Mindset & more](https://www.s3t.org/nov-22-2024.md) - Happy Friday! Welcome to the S3T Weekly Newsletter: Your Guide to Navigating Economic Shifts and Emerging Tech Developments. Hope this finds you doing well, and hope you are all set for a relaxing Thanksgiving week! 🎧 Listen here or Listen on the S3T Podcast! 1122241211 AM0:00/1701.61632653061221×…
- [🌪️Nov 15 - Navigating a world in flux](https://www.s3t.org/nov-15-navigating-a-world-in-flux.md) - Welcome to the S3T Weekly Newsletter: Your Guide to Navigating Economic Shifts and Emerging Tech Developments Today we are talking about how individuals, investors, and companies are navigating a world in flux - and what appears to be the onset of a new era of experimentation and volatility. As alw…
- [🗳️Election 2024: A Reckoning with Economic Inequality](https://www.s3t.org/election-2024-a-reckoning-with-economic-inequality.md) - 🎧 Listen to this on the S3T Podcast! In this Edition of S3T: * 🗳️ Election Results bring Economic Reality Check Fed cuts rates amid anticipated policy changes with the new billionaire-backed administration ushered in by voters seeking relief. * 🏠 Families Struggle in Housing Market Institutional…
- [👻Nov 1 - The Halloween-Scary Election Edition, Judges, BTC, Citizen anxiety, Quantum, Toxic cocktail...](https://www.s3t.org/nov1-electionedition.md) - 🎧 Listen to this on the S3T Podcast! Happy Friday! Hope you had a happy Diwali & best wishes for happiness joy and prosperity for you and your family! Welcome to the S3T podcast episode for Nov 1 - a special Halloween & Election edition. As usual, we will be catching up on all the latest emerging…
- [Oct 25 AI Natl Security Memo, AZ chips, IMF reform, Surprising link between success & contentment](https://www.s3t.org/oct-25-ai-natl-security-memo-az-chips-imf-reform-surprising-link-between-success-contentment.md) - 🎧 Listen to this on the S3T Podcast! Note: this edition did not publish as scheduled due to a technical issue, which we believe has been resolved. Apologies for the late delivery. In this Edition of S3T: * 🌍 Mixed global outlook: US shows strength, but China's economic struggles impact global gro…
- [Oct 18 Wage Growth, Inflation outlook, Digital Health, Sec 230, Crypto Abstraction, Defining Change Leadership](https://www.s3t.org/oct-18-wage-growth-inflation-outlook-digital-health-sec-230-crypto-abstraction-defining-change-leadership.md) - 🎧 Listen to this on the S3T Podcast! In this Edition of S3T: * 📈 Wage growth outpaces inflation: Average salary grew by 4.4% in 2023, surpassing inflation at 3.4%, boosting consumer confidence. * 💼 Infrastructure investments benefit GOP districts: Republican districts received 4x more funding fr…
- [Oct 11 - Global Depop, Big Math, Corporate welfare, Palmyra, 1st Nobel for AI, Change Leadership](https://www.s3t.org/oct-11-2.md) - 🎧 Listen to this on the S3T Podcast! In this Edition of S3T: * 🚀 Change Leadership Learning Series - Segment #1: Understanding why drives faster learning and deeper value. Learn why Change Leadership is the most 21st crucial skillset of the 21st Century. * 🇺🇸 US Economic Strength: The US econom…
- [🦄 Oct 4 - Fake unicorns, failing giants, supercycles, nuclear AI, IPO pendulum](https://www.s3t.org/oct-4-fake-unicorns-failing-giants-supercycles-nuclear-ai-ipo-pendulum-2.md) - Welcome to your S3T Edition and Learning Package for the week! Get comfortable, focused and ready for a great reading and learning experience! Start reading here or 🎧 Listen to this on the S3T Podcast! In this Edition of S3T: * 📉 Economic Concerns Persist: Inflation is at 2.53% with falling inter…
- [🤖Sept 27 - Dual purpose housing, AI crypto merge, Supply chain security, investor outlook](https://www.s3t.org/sept-27.md) - 🎧 Listen to this on the S3T Podcast! In this Edition of S3T: * 🏠 Housing Crisis: Jerusalem Demsas's book explores the US housing shortage, highlighting how local hearings have stifled housing development and how the dual purpose of housing—shelter vs. investment—creates market disparities. * 💰 I…
- [Sept 20 - AI Liability Insurance, Hyperpolation, DeFi Hearings, Rate Cut, Ownership mindset](https://www.s3t.org/sept-20-ai-liability-insurance-hyperpolation-defi-hearings-rate-cut-ownership-mindset.md) - 🎧 Listen to this on the S3T Podcast! In this Edition of S3T: * 🐻 Fed Rate Cut: The Fed made a significant half-point interest rate cut as job creation slows, with Jerome Powell noting it's something that "bears watching." * 📈 Market Reaction: The S&P500 hit a new record, rising 1.7%, while Bitco…
- [🍓Strawberry AI, Global Tax Rulings, and Signs of a More Transparent World](https://www.s3t.org/strawberry-bipartisan-brands-ai-remaking-education-global-tax-shifts-2.md) - 🎧 Listen to this on the S3T Podcast! In this Edition of S3T: * 🗳️ Presidential Debate Highlights Need for Personal Economic Perspectives: Recent debates emphasize forming individual views beyond political slogans and election season rhetoric. * 🤝 Brands Bridging Political Divides: Certain brands…
- [Crypto conversation part 2: how to find the kernel of a kajillion dollar idea & more...](https://www.s3t.org/crypto-conversation-part-2-how-to-find-the-kernel-of-a-kajillion-dollar-idea-more.md) - 🎧 Listen to this conversation on the S3T Podcast! Happy Friday! We are continuing our crypto conversation with Russell Castagnaro and here is what you'll learn about today: * 🔐 Why Blockchain-based architectures change personal data ownership * 🛡️ Safe ways for companies to experiment and learn…
- [🦬 🦄 Buffaloes, Unicorns, Mountains, BTC & Eth: a crypto conversation with Russell Castagnaro Part 1](https://www.s3t.org/crypto_convo_part1.md) - 🎧 Listen to this conversation on the S3T Podcast! Happy Friday! I am so excited about this week's special edition - we are fortunate to have with us Russell Castagnaro, the founder of Wampei, one of the first Bitcoin payments companies, as well as the founding partner of Bufficorn Ventures, a web3…
- [🌍 S3T Aug 23 - Love it or hate it $ change is coming](https://www.s3t.org/s3t-aug-23-love-it-or-hate-it-change-is-coming-2.md) - Welcome to S3T, the essential newsletter, podcast, and learning platform for change leaders. S3T shares 21st century leadership skills set in the context of emerging tech and the evolving economy. This is an unusual combination of skills, not usually taught together, but critical for the global and…
- [🎢 S3T Aug 16 - Green growth in  Red States, and Antarctica, AI Risk List, Cosine Genie...](https://www.s3t.org/s3t-aug-16-green-growth-in-red-states-and-antarctica-ai-risk-list-cosine-genie-2.md) - Welcome to S3T, the essential newsletter, podcast, and learning platform for change leaders. Every week we review the top developments and insights you need to stay ahead of the curve, build your ethics & leadership skills, and drive intentional beneficial innovation. 🎧 Listen to this episode on t…
- [🐳 S3T Aug 9 - Capitalism's 'Special Room' problem, New AI buzzwords, Gov Whales](https://www.s3t.org/aug-9-2024.md) - 🎧 Listen to this episode on the S3T Podcast - Be sure to follow the S3T podcast so you never miss a show! In this edition of S3T: * 📉 Market Turmoil: Recent market fluctuations linked to the Yen "carry trade," with stocks and crypto bouncing back slightly. Recession chances at 45% by end of 2025.…
- [🦮S3T Aug 2 - Being the glue, Bank cuts, Fed hints, heatflation, AI laws, tax fairness, defense, DeFi lending](https://www.s3t.org/s3t-aug-2-2024.md) - 🎧 Listen to this episode on the S3T Podcast - Be sure to follow the S3T podcast so you never miss a show! In this edition of S3T: * 📉 Interest Rate Updates: The Bank of England cut rates for the first time since 2020, and the US Federal Reserve hinted at potential rate cuts in September, amid con…
- [⚖️ Work life balance in a changing economy + Eth ETF, Unicorns, Golden robots, Yield curve](https://www.s3t.org/july-26-2024.md) - In this edition of S3T: * 📉 Economic updates: GDP vs Job market cooling, manufacturing contracting, and a decline in new home sales. Plus: inverted yield curves. * 💹 Ethereum ETFs debut with significant inflows, offering traditional investors a new way to diversify. * 🔄 Tech industry's shift to…
- [🛠️S3T July 19 - Beneath the headlines: the shift from theory driven to code driven economy](https://www.s3t.org/july-19-2024.md) - Welcome to S3T, the essential newsletter, podcast, and learning platform for change leaders. Every week we review the top developments and insights you need to stay ahead of the curve, build your ethics & leadership skills, and drive intentional beneficial innovation. 🎧 Listen to this episode on t…
- [🪄Learn to direct your mind's relentless processing power to focus on what truly matters](https://www.s3t.org/july-12-2024-learn-to-direct-your-minds-relentless-processing-power-to-focus-on-what-truly-matters.md) - Welcome to S3T, the essential newsletter, podcast, and learning platform for change leaders. Every week we review the top developments and insights you need to stay ahead of the curve, build your ethics & leadership skills, and drive intentional beneficial innovation. 🎧 Listen to this episode on t…

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